Are New Luxury Life Plan Communities A Better Value Than Home Ownership?

February 18, 2022


It's easy to overlook the real costs of a house you’ve been living in for many years, according to successful aging expert, Jim Moore. After all, it’s yours and it’s all paid off. Moore states in a McKnight’s Senior Living article, “A serious mindset flaw is how seniors view their true current cost of living. Seniors consistently cannot accurately estimate their current monthly cost of living. They frequently forget non-recurring expenses such as real estate taxes, homeowner’s insurance and home repairs. This serious misconception frequently leads to sticker shock when discussing the cost of senior living.”

Luxury With Hidden Value

Hidden behind the resort-style amenities and services of Naples’ newest community is a well-kept secret. Most of the people who move into Moorings Park Grande Lake actually find it comparable to their current cost of living. 

Moorings Park Communities’ Vice President, Tom Mann, observes, “The people who move into our communities are coming from some of the finest communities in the country, so the fact that they are currently paying substantial fees in upkeep and taxes shouldn’t come as a surprise. In your house, you’re writing checks for everything … real estate taxes, home repairs, landscaping, trash, electricity, neighborhood association fees … I could go on, but you get the idea. At Moorings Park Grande Lake, you have no real estate taxes and one check covers almost all of your living expenses, plus, it includes a concierge doctor, along with assisted living and memory care, should you ever need it. And because the IRS views expenses associated with living in a Life Plan Community as pre-paid health benefits, there are some healthy tax deductions as well!”

Private Label Living at its Finest

The 55-acre luxury community offers a variety of thoughtfully designed floorplans ranging from 2,776 to 7,863 square feet.  Each home is impeccably appointed with an undeniable attention to detail and craftsmanship, featuring private elevators, chef-inspired kitchens, and unobstructed views of a 28-acre lake and the Naples Grande Golf Course.  Additionally, all come with the most spacious lanais you will find in the area, setting the scene for truly breathtaking sunset views.

Entrance fees for the residences at Moorings Park Grande Lake start at $1.65 million and are 70 percent refundable and as Mann points out, a portion of this is tax-deductible

High End Custom Design Takes Center Stage

Moorings Park Communities’ partner on this community is London Bay Homes, the renowned local builder known for creating custom homes from Port Royal to Bonita Springs. With the help of the London Bay Design Studio, residents enjoy a huge selection of stylish flooring, countertops, lighting options and more – all available to make you truly feel at home. 

“The quality of the lifestyle our residents enjoy is above and beyond anything I’ve ever experienced throughout my career,” notes Moorings Park Grande Lake Executive Director, Katy Kurili.  

“When prospective residents tour Grande Lake, they’re always amazed by the beauty and scale of the homes and our incredible amenities. All of that is true - but the real beauty of our community transcends all of these; the best part of Grande Lake is our amazing residents and partners.  They’re a big part of what makes this community so special.” 

Clubhouse Amenities on a Grand Scale 

Grande Lake made some serious waves when it recently opened the doors to its awe-inspiring, 223,053 square foot Clubhouse. The crown jewel of the community, the Clubhouse is unlike any other in North America.  Offering resort-style amenities and residential living, it is flawlessly designed to provide the perfect locale for delicious dining, a wide array of social activities, and sweeping views of the pristine lake.  

Inside the Clubhouse, three casual and fine dining restaurants await, offering a wide array of 5-star dining options. With Zest Café and Bistro, Savor 26, and BlueStone at your fingertips, there’s always something on the menu to tempt your tastebuds. 

“When I tour prospective residents through the Clubhouse, they always remark that the beauty and the scope of the building go far and beyond what they ever expected,” reports Grande Lake Sales Director Gina Paris.  “No other Life Plan Community has a Clubhouse anything like it.  The beautiful décor, the attention to detail, and the sheer size of the building sets the tone for the incredible lifestyle offered at Grande Lake,” Paris continued. 

Wellness and Healthcare at its Finest

Moorings Park Grande Lake also gets high marks in providing the kind of integrated wellness and healthcare many boomers and seniors are seeking. The Center for Healthy Living®, also located in the Clubhouse, includes the Care 360 program, which features concierge physicians and personalized healthcare that are included with residency. Assisted living and memory care services are also included, should you ever need them. 

With certified personal trainers to guide you every step of the way, the Fitness Center is well-equipped with modern pneumatic machines.  The TrackMan Golf Simulator provides a great opportunity to work on your golf swing, and the Clubhouse’s comfortable theater is perfect for enjoying movies, guest speakers and a variety of special performances hosted by the Grande Lake community.

“All of our residents are truly enjoying the amazing programs that are being offered” said Katy Kurili, Executive Director of Moorings Park Grande Lake. “We have fitness classes, yoga, personal training opportunities, cocktail gatherings, resident Olympic games competitions, just to name a few. The list goes on and on.”

Moorings Park Grande Lake’s approach to health and wellness goes well beyond flashy fitness equipment and amenities. The community recently won the 2021 International Council on Active Aging’s (ICAA) NuStep Beacon Award, recognizing it as one of the Top 25 “Best in Wellness” communities in North America.

“We’re so proud to be honored with this award,” said Mann.  “While building Moorings Park Grande Lake, we were determined to curate every detail of the community to ensure our residents not only enjoyed an opulent lifestyle, but also had access to integrated wellness programs and social activities that would keep them active and engaged for years to come.”

A Lavish Lifestyle, A Convenient Location

Just 5 miles from downtown Naples 5th Avenue and just 4 miles from Naples’ beautiful Gulf of Mexico beaches, it was the prime location of this lushly scenic piece of property that first drew the attention of the community’s builder, London Bay Homes of Naples.

“When the property became available, we simply saw it as the last, best piece of land close to downtown Naples,” says Mark Wilson, CEO of London Bay Homes.  “We thought it was truly exceptional.” 

Informational Lunch & Learn Event Provides Valuable Insight

See for yourself!  You’re invited to visit Moorings Park Grande Lake for our Lunch & Learn event on Thursday, March 3rd at 11:30 am, hosted by Tom Mann.  

“This Lunch & Learn Event, which will be held in the Clubhouse, is the perfect opportunity to visit Moorings Park Grande Lake. You can experience for yourself everything it has to offer,” said Mann.  “The size and scope of the community have to be seen to be truly appreciated.  During the event, you can tour the residences and the Clubhouse, and get plenty of information about our amenities, services, and pricing. And, of course, you’ll enjoy a great lunch prepared by our extraordinary culinary team.”

To register for Grande Lake’s Lunch & Learn, please visit, or call 239-232-3903.

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